Commercial Insurance

Commercial insurance protects businesses from financial losses due to property damage, liability claims, employee injuries, and other risks. It ensures your company remains operational even after unexpected events. 

Any business with employees, physical assets, customers, or operational risks should have commercial insurance. We provide coverage for:
✔ Large Corporations & Enterprises
✔ Manufacturing & Industrial Businesses
✔ Construction & Contractors
✔ Retail & Wholesale Operations
✔ Hospitality & Tourism
✔ Healthcare Facilities & Medical Practices 

 ✔ Commercial insurance is designed for large businesses with multiple locations, high revenue, and extensive operational risks.
✔ Small business insurance is tailored for local businesses and startups with fewer employees and more straightforward coverage needs. 

 We provide a wide range of policies, including:
✔ Commercial Property Insurance – Covers buildings, equipment, and inventory.
✔ General Liability Insurance – Protects against lawsuits, customer injuries, and property damage.
✔ Workers' Compensation – Covers workplace injuries and medical costs for employees.
✔ Commercial Auto Insurance – Insures company vehicles, fleets, and delivery trucks.
✔ Cyber Liability Insurance – Protects against data breaches and cyber threats.
✔ Commercial Umbrella Insurance – Provides additional liability coverage beyond standard policies. 

General liability insurance covers bodily injury, property damage, and legal expenses if your business is sued. While not legally required, many landlords, lenders, and clients require it as part of contracts. 

Yes, business interruption insurance covers lost income and expenses if your business temporarily shuts down due to a covered event, such as fire, flood, or natural disasters. 

✔ Bundle multiple policies (e.g., property, liability, and workers' comp).
✔ Implement workplace safety measures to reduce risks.
✔ Maintain a good claims history and review policies annually.
✔ Work with Meyer & Cook to find customized, cost-effective solutions. 

Your insurance should grow with your business. We recommend reviewing your policies annually or when making major changes, such as expanding locations, hiring more employees, or offering new services. 

Getting started is easy! Contact our team at (916) 776-1751, email us at bmc@meyerandcook.com, or click here to schedule a free consultation.