Meyer & Cook Insurance Agency, LLC
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Meyer & Cook Insurance Agency, LLC
Home
Schedule A Consultation
LIVE - Chat
About Us
Agriculture
Commercial
Small Business
Personal
Contact
FAQ
More
  • Home
  • Schedule A Consultation
  • LIVE - Chat
  • About Us
  • Agriculture
  • Commercial
  • Small Business
  • Personal
  • Contact
  • FAQ
  • Home
  • Schedule A Consultation
  • LIVE - Chat
  • About Us
  • Agriculture
  • Commercial
  • Small Business
  • Personal
  • Contact
  • FAQ

Small Business Insurance

Two young male business owners in aprons laugh and smile at the door of their restaurant.
Are you an entrepreneur, startup, or local business?

Small Business Insurance

Small Business Insurance is for smaller, locally owned businesses with fewer employees, limited locations, and lower revenue. Coverage is simpler and budget-friendly. 


Find the right insurance policies for your small business below. 

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Industries Covered Under Small Business Insurance:

Independent Contractors & Consultants

Independent Contractors & Consultants

Independent Contractors & Consultants

 Freelancers, marketing consultants, financial advisors 

Retail Stores & Boutiques

Independent Contractors & Consultants

Independent Contractors & Consultants

 Single-location shops, small e-commerce brands 

Restaurants & Cafés

Independent Contractors & Consultants

Local Service Providers

 Independent restaurants, food trucks, catering services 

Local Service Providers

Real Estate Agents & Property Managers

Local Service Providers

 Salons, barbers, auto repair shops, cleaning services 

Small Healthcare Practices

Real Estate Agents & Property Managers

Real Estate Agents & Property Managers

 Dentists, chiropractors, therapists 

Real Estate Agents & Property Managers

Real Estate Agents & Property Managers

Real Estate Agents & Property Managers

 Independent realtors, small property management firms 

Want to give us a call?

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Common Small Business Insurance Policies:

Business Owners Policy (BOP)

Business Owners Policy (BOP)

Business Owners Policy (BOP)

A young beautiful Latina business owner smiles because of her new Business Owners Policy (BOP).

Bundled property and liability coverage for small businesses.

General Liability Insurance

Business Owners Policy (BOP)

Business Owners Policy (BOP)

Two males shake hands. An insurance agent provides General Liability Insurance to a small business.

Covers lawsuits, injuries, and damages.

Property Insurance

Business Owners Policy (BOP)

Workers' Compensation

A female pastry shop owner smiles in front of her service counter because of her property insurance

For small offices, storefronts, and inventory.

Workers' Compensation

Professional Liability (Errors & Omissions Insurance)

Workers' Compensation

A barista prepares steamed milk and is covered with worker's comp insurance from Meyer and Cook.

Required if the business has employees.

EPLI (Employment Practices Liability Insurance)

Professional Liability (Errors & Omissions Insurance)

Professional Liability (Errors & Omissions Insurance)

A group of employees laughs and points their fingers at another employee, making them sad and alone.

Protects against employee claims like discrimination or harassment.

Professional Liability (Errors & Omissions Insurance)

Professional Liability (Errors & Omissions Insurance)

Professional Liability (Errors & Omissions Insurance)

A young black female business owner smiles while her team works behind her.

For businesses offering services, consulting, or expertise.

Landlord Insurance

Cyber Liability Insurance

Cyber Liability Insurance

A tenant smiles with the keys to her new home, and the landlord is covered by landlord insurance.

Coverage for rental properties with five or more units, protecting landlords from losses. 

Cyber Liability Insurance

Cyber Liability Insurance

Cyber Liability Insurance

A group of tech support workers are covered by Cyber Liability Insurance with Meyer and Cook.

For businesses handling customer data or online transactions.

Health Insurance

Cyber Liability Insurance

Health Insurance

An older female patient smiles as she is hugged by her healthcare worker.

Helps your staff cover medical expenses, doctor visits, and hospital stays.

Are You Ready to Secure Your Small Business's Future?

In today's dynamic environment, safeguarding your small business is more critical than ever.

At Meyer & Cook Insurance Agency, LLC, we specialize in offering comprehensive small business insurance solutions designed to protect your company's assets, employees, and operations. 

 

Why Choose Meyer & Cook for Your Small Business Insurance Needs?

  • Customized Coverage: We recognize that each small business has unique requirements. Our team collaborates with you to tailor insurance policies that align with your specific industry and operational risks.
  • Expertise and Experience: With decades of experience serving small businesses across California, our knowledgeable agents are equipped to guide you through the complexities of small business insurance.
  • Competitive Rates: By partnering with multiple top-rated carriers, we ensure you receive the best coverage options at competitive prices.


Find the right small business insurance policies for your venture with Meyer and Cook.

Get a Quote Today

Don't leave your business's future to chance. Contact us today to receive a free, no-obligation quote tailored to your small business insurance needs. Our dedicated agents are ready to assist you in finding the perfect policy to protect your business. 


Ready to get started?


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Get Started Below For Small Business Insurance

Frequently Asked Questions About Small Business Insurance

Small business insurance protects your company from financial losses due to property damage, liability claims, employee injuries, and operational risks. It helps ensure your business remains stable and operational in case of unexpected events. 


Any business with employees, physical assets, customers, or operational risks should have small business insurance. We provide coverage for:
✔ Independent Contractors & Freelancers
✔ Retail Stores & Boutiques
✔ Restaurants & Food Service Businesses
✔ Local Service Providers (Salons, Auto Repair Shops, Cleaning Services)
✔ Small Healthcare Practices (Dentists, Chiropractors, Therapists)
✔ Real Estate Agents & Property Managers 


✔ Small business insurance is designed for local businesses, startups, and entrepreneurs with simpler coverage needs.
✔ Commercial insurance is for larger businesses with multiple locations, high revenue, and more complex risks. 


We offer a range of policies, including:
✔ Business Owners Policy (BOP) – Bundled property and liability coverage for small businesses.
✔ General Liability Insurance – Covers lawsuits, customer injuries, and property damage.
✔ Commercial Property Insurance – Protects your office, storefront, and inventory.
✔ Workers’ Compensation – Covers workplace injuries and medical costs for employees.
✔ Cyber Liability Insurance – Protects businesses that handle customer data or online transactions.
✔ Professional Liability (Errors & Omissions) – Covers businesses that provide professional services or advice. 


 Some types of small business insurance may be legally required, such as:
✔ Workers' Compensation – Required for businesses with employees.
✔ Commercial Auto Insurance – Required for company-owned vehicles.
✔ General Liability Insurance – May be required by landlords or clients. 


The cost varies based on business size, industry, number of employees, and coverage needs. Our agents will work with you to find the best policy at a competitive price. 


✔ Bundle multiple policies (e.g., BOP, liability, and property).
✔ Implement safety measures to reduce workplace risks.
✔ Maintain a claims-free history and review coverage annually.
✔ Work with Meyer & Cook to customize a cost-effective insurance plan. 


Yes, home-based businesses are not always covered under homeowners’ insurance. A home business insurance policy can provide protection for business equipment, liability, and lost income. 


Your insurance should evolve with your business. We recommend reviewing your policy annually or when expanding, hiring employees, or offering new services. 


Getting started is easy! Contact our team at (916) 776-1751, email us at bmc@meyerandcook.com, or click here to schedule a free consultation.


Serving Sacramento to San Francisco & Beyond

We Provide Agriculture Insurance, Commercial Insurance, Small Business Insurance, and Personal Insurance To The Following Counties and Beyond:

Amador, Alameda. Contra Costa, El Dorado, Marin, Nevada, Placer, San Francisco, San Joaquin, San Mateo, Santa Clara, Solano, Sonoma, Sacramento, Sutter, Yolo, and Yuba 

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Meyer & Cook Insurance Agency, LLC

Walnut Grove Financial District, 14195 River Rd, Walnut Grove, CA 95690, USA

1.916.776.1751

Meyer & Cook Insurance Agency, LLC. Website underwtitten and designed by DeWilde Laine


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You’ve spent some time here—let’s make sure you get the right insurance solutions for your business, family, or future. Our team at Meyer & Cook is ready to provide expert guidance and personalized coverage options tailored to your needs. Schedule your free consultation below!  

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