Terms & Conditions

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 These Terms & Conditions govern your use of meyerandcook.com (the “Website”), owned and operated by Meyer & Cook Insurance Agency, LLC (hereinafter referred to as "we," "us," or "our"). By accessing or using this Website, you agree to comply with these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this Website.

Use of Website

This Website provides information about Meyer & Cook Insurance Agency, LLC, our insurance products, and services. The content is for informational purposes only and does not constitute professional, legal, or financial advice. You agree not to use this Website: For any illegal purpose or in violation of any laws or regulations To transmit malware, viruses, or other harmful code To copy, modify, distribute, or create derivative works based on the Website content To collect or store personal data from other users We reserve the right to restrict or terminate access for any user who violates these Terms.

Intellectual Property Rights

All content, including but not limited to text, images, logos, graphics, videos, and software, is the exclusive property of Meyer & Cook Insurance Agency, LLC or licensed to us. You may not copy, reproduce, distribute, or modify any part of the Website without our written consent.

Third-Party Links & Services

Our Website may contain links to third-party websites that are not controlled by Meyer & Cook Insurance Agency, LLC. We do not endorse or assume responsibility for: Privacy practices of external sites Accuracy or reliability of third-party content We strongly encourage users to review the privacy policies and terms of use of any third-party sites they visit.

Disclaimer of Warranties

This Website is provided "as is" and "as available", without warranties of any kind, either expressed or implied. We do not guarantee that: The Website will be error-free or uninterrupted Information is accurate, complete, or up to date Any downloads or interactions with the Website will be free of harmful components To the fullest extent permitted by law, Meyer & Cook Insurance Agency, LLC disclaims all warranties regarding the Website and its content, products, or services.

Limitation of Liability

Under no circumstances shall Meyer & Cook Insurance Agency, LLC, its affiliates, employees, or representatives be liable for: Direct, indirect, incidental, or consequential damages Loss of data, revenue, or profits Service interruptions or Website malfunctions Even if we have been advised of the possibility of such damages, our liability is limited to the fullest extent permitted by law.

Indemnification

By using this Website, you agree to indemnify and hold harmless Meyer & Cook Insurance Agency, LLC from any claims, damages, or legal actions arising from: Your use of the Website Your violation of these Terms Any content you submit or share This applies to our officers, employees, agents, and affiliates.

Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data. You can review our Privacy Policy here.

Governing Law

These Terms & Conditions are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the state or federal courts located in California.

Changes to Terms and Conditions

We may update, modify, or amend these Terms & Conditions at any time. Any changes will be posted on this page Your continued use of the Website after updates constitutes acceptance of the new Terms We encourage users to review this page periodically.

SMS/MMS Terms and Conditions

By providing your mobile phone number and opting in to receive SMS/MMS communications from Meyer & Cook Insurance Agency, LLC, you consent to receive text messages regarding insurance quotes, policies, renewals, billing, claims, certificates of insurance, service requests, account information, and other customer service communications. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any message. After opting out, you may receive a confirmation message and will no longer receive SMS/MMS messages from us unless you subsequently opt in again. For assistance, reply HELP or contact us using the contact information provided on our website. Wireless carriers are not liable for delayed or undelivered messages. Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect personal information. SMS/MMS opt-in information and consent will not be sold or shared with third parties or affiliates for their marketing or promotional purposes. We may modify these SMS/MMS Terms and Conditions from time to time. Any updated terms will be posted on our website.

Contact Information

For any questions or concerns about these Terms & Conditions, you may contact us at:
Meyer & Cook Insurance Agency, LLC
bmc@meyerandcook.com
(916) 776-1751
meyerandcook.com